At year end of 2011, the outstanding balance of RMB and foreign currency deposits stood at 82.67 trillion yuan, up 13.5 percent year-on-year, among which, RMB deposits registered an outstanding balance of 80.94 trillion yuan, rising by 13.5 percent year-on-year.

Even though this growth rate is impressive, the year on year growth rate has been decreasing over the last several years.  As can be seen from the third chart of the above link, the growth rate of total deposits last year was lower even than that in 2007.

Similar stories can be told about China's total loans.  At the end of last December, outstanding RMB and foreign currency loans totaled 58.19 trillion yuan, up 15.7 percent year-on-year. Outstanding RMB loans registered 54.79 trillion yuan, increasing by 15.8 percent year-on-year.

Compared with the year end of 2007 or 2008, however, total outstanding loans were lower for  the year end of 2011.